Is it Worth Having a Second Car in the Family?

Many families these days have more than one driver and will often have more than one car. However, it is well worth thinking hard before getting a second car in a family. There will be advantages but there will be disadvantages as well and you need consider both to think about whether it will be a good idea for your family or whether you think that it is best to not go ahead and get one.


The main factor with a second car will be the cost. It can be easy to just focus on the cost of the actual vehicle but running a vehicle is expensive as well. Not only will you need to buy it, but you will need to pay insurance, tax, servicing, repairs, break down cover, MOT and fuel. You may also need to buy a second set of car seats, car mats and you might want to fit it out with a CD player, sat nav and other gadgets too. The costs will vary between cars but it is well worth considering how much you pay for your current car and whether you can afford to pay that all over again for your second car. The costs will not be identical but it will just give you an idea of what you might have to pay.

Once you know how much it will cost you will need to take a look at your household finances and work out whether you will be able to afford that extra money. Think about whether you would easily have enough or whether you would need to change the way that you earn or save in order to get enough money. If you do need to make changes consider whether this be easily possible or not.

The cost of purchasing and maintaining a second car is a big factor in the decision making process.


Of course, having a second car could be extremely convenient. It could mean that both drivers will be able to get to work more easily and could even mean that they will both be able to work when perhaps with just one car only one of them could. It could also be handy for doing a school run, visiting relatives, taking day trips, shopping or things like this as well. It might be that you feel you need a second car for a specific purpose and so this is the main reason why you want one.


Some people are very concerned about the impact that they are having on the environment. There are lots of changes we can make to our behaviour to help to reduce our impact and buying a second car would certainly increase out impact. Even if we get a greener car, perhaps a hybrid or electric, it will have some impact on the environment as it will still need energy to drive it and it will need parts that have to be manufactured. Therefore, it may not be a good option for the environmentally conscious.

It is really important to make sure that you carefully think about the pros and cons. There are all sorts of reasons why someone might want a second car and all sorts of costs associated with that as well as other possible disadvantages. The ones above are just a select few, there could be more that you can think of which effect you more directly and so it is worth brainstorming a few ideas. It is well worth thinking it all through really carefully and discussing it with the family so that you can be sure that you are making the right decision for your household both on a financial and a personal level.

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